(NewsUSA) – Choosing a CERTIFIED FINANCIAL PLANNER^™ professional who aligns with your specific needs and goals is important. If you’re part of the LGBTQ+ community, you may want to seek out an LGBTQ+ CFP^® professional. Here are five ways an LGBTQ+ CFP^® professional could help you.  
Understanding Your Unique Financial Needs
As a member of the LGBTQ+ community, you often face specific financial hurdles related to legal issues and healthcare. An LGBTQ+ CFP^® professional, whose life experience may mirror yours, may have a better grasp of these unique needs and can tailor advice to effectively address them. Take family planning, for example, where you may face higher expenses or even discriminatory practices when pursuing adoption or fertility treatments.
Sensitivity and Cultural Competence
As an LGBTQ+ individual, you should feel comfortable sharing sensitive personal information that is vital to reaching your financial goals. An LGBTQ+ CFP^® professional offers just such a safe and supportive environment. That’s critical for many LGBTQ+ issues, such as the financial challenges facing people needing gender-affirming healthcare, as treatments may not be covered by health insurance. For this and other challenges facing LGBTQ+ people, you can look to your LGBTQ+ CFP^® professional for guidance.
Knowledge of Specific LGBTQ+ Resources
LGBTQ+ financial planners are more likely to be familiar with resources, organizations and programs that cater specifically to the LGBTQ+ community. That ranges from choosing the best insurance option to retirement planning and elder care.
Advocacy and Support
The emotional support and financial expertise of LGBTQ+ CFP^® professionals help guide clients during life’s major milestones such as marriage, a new job or transitioning. In addition, many LGBTQ+ CFP^® professionals advocate for clients and the greater LGBTQ+ community, helping address discrimination or bias they may encounter in the financial services industry.
Community Connection
By working with an LGBTQ+ financial planner, you contribute to strengthening the LGBTQ+ community. Choosing professionals who identify as LGBTQ+, or are allies/advocates, creates a sense of solidarity while promoting diversity, inclusion and belonging.
Of course, the challenges LGBTQ+ people face may vary depending on factors such as location and legal protections. Efforts are underway to address these financial disparities through policy changes, increased awareness and advocacy for LGBTQ+ rights.
You may find that there are many benefits to working with a CFP^® professional who is LGBTQ+ or LGBTQ+-supportive. Your decision will depend on your personal preferences and individual circumstances. No matter what type of CFP^® professional you’re looking for, you can find them today at LetsMakeAPlan.org.